Merit Rating Of Coal Mines Under Workmen's Compensation Insurance (40e16edc-b1e3-47cb-bde9-d62527edc09d)

Discussion of the paper of E.. C. LEE, presented at the St. Louis meeting, October, 1917, and printed in Bulletin-No. 130, October, 1917, pp. 1825 to 1832. H. M. WILSON, Pittsburgh, Pa.-The statement ill the paper of T. T. Read, "Increasing Dividends Through Personnel Work;" that the offering of substantial money rewards for avoidance of accidents is much more effective than mere propaganda or education respecting accident prevention, is a, point fully substantiated in the experience of insurance inspection under workmen's compensation acts. The first year under the Workmen's Compensation Law in Pennsylvania, during which over 2000 mines were tinder the observation and protection of the inspectors of the insurance companies, has resulted in several inspections of each mine, a splendid cooperation .between the operators, the State mine inspectors and the insurance inspectors, and an average reduction in premium rate for insurance from $3.83 to $2.77, a reduction of more than $1 per $100 of payroll, on an average payroll of nearly $100,000,000, In other words, the insurance companies have