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By Raymond B. Ladoo

The uses of talc are many but are not, in general well known or fully developed within the last decade several companies have realized the possibilities of greatly increased use and have intelligently proceeded to develop some of the fields which seemed most promising. This has had a tendency to lift talc from the obscurity in which it had existed for years, but the work is only started and much remains to be done. Considerably more attention has been paid to the technology and utilization of talc in Germany and Austria than in this country, despite the fact that the United States produces 65 of the world's talc and Germany and Austria combined but 5.4%. In the "Bericht,uber die tatigkeit des verbends der talcum-interessenten in Oesterreich-Ungarn" (Proceedings of the Austro-Hungarian Talc Association), for the years 1912 and 1913, many notes upon new uses appeared, together with suggestions as to further development of old uses. Aside from a few notes on the use of tar in paper, little has been published in the English language upon this subject. By recent action of the Talc and Soapstone Producers Association (U.S.A.) funds for research into the properties and uses of talc have been made Available and it is hoped that markets will be materially broadened a a result of this work.

May 1, 1920

By G. St John Perrott

"The United States Bureau of Mines is cooperating with the State of Utah and the City of Salt Lake in an investigation of methods of abating the smoke nuisance in Salt Lake City. In the course of this work samples of the atmosphere have been collected and analyzed in an attempt to determine the part played by sulphur dioxide or smelter gases in polluting the air at Salt Lake City.A fairly wide-spread opinion exists in Salt Lake City that the smelters contribute appreciably to the smoke nuisance. The gases discharged from the smelter stacks are believed (1) to float over the city in a heavy blanket which prevents the smoke from rising, and (2) to unite with the water vapor in the air to form corrosive fogs injurious to health and property.The first of these theories seems untenable. If the gas did not mix with air it would sink, owing to its heavier specific gravity, and form a blanket an the earth. Actually, the gas diffuses rapidly in air and any part reaching Salt Take must he thoroughly diluted. Perhaps sulphur dioxide in sufficient concentration might aid in fog formation. The more obvious nuisance, however, would be the injury to health and vegetation.The Garfield smelter is 16 miles west of the city, The Murray smelter 8 miles south, and the Midvale smelter 12 miles south. Under normal operating conditions, a relatively small amount of solid matter is discharged from these stacks. The toxic gaseous constituent of the discharge is sulphur dioxide, it is being discharged from the smelters the year round. If they are a factor in the city's smoke problem, the concentration of this gas in the air of the city should be appreciable and should increase toward the smelters, the con centration being highest with a south or a west wind."

May 1, 1920

By R. E. Collom

The spontaneous explosion of charges of nitroglycerin placed in deep wells situated in parts of the Ranger and Caddo fields of North Texas has aroused considerable inquiry among operators end others as to the probable agency, or combination of conditions, which causes the explosion.The method now followed, under certain physical conditions of a well, of setting a charge of nitroglycerin and allowing it to explode spontaneously was discovered locally by accident. In certain deep wells where formations, overlying productive strata, cave upon withdrawal of casing, it has been the practice to fire the shot electrically. In some of these operations the electric wires are broken or the firing system is otherwise deranged by pulling casing or the caving of hole prior to the time for firing. Sucn accidents make it necessary for the driller carefully to clean cavings out of the hole to a depth close to the top of the charge, after which in the normal practice, an attempt is made to fire the charge by dropping a ""jack-squib"", fitted with a fuse and detonator, down the well. Mr. R. L, Fowler, production manager for the Pierce Oil Corporation, reports that a delayed shot was thus successfully tired through four feet of caved material lying on top of the nitroglycerin shells.When a shot destined to be fired electrically fails, because of the above mentioned accidental conditions to the electric firing system, much time is required for the driller to run casing into the hole and clean out caved material. It was during the time of such uncompleted operations that the spontaneous explosions first noted took place. Having noted these spontaneous explosions the well shooters now intentionally place a charge in deep holes, which because of probable caves would otherwise have to be tired electrically, and wait for the charge to go off. No detonators are placed with the charge.

May 1, 1920

By F. D. Osgood, A. C. Fieldner, W. A. Selvig

In connection with investigations being conducted by the Bureau of Mines regarding pulmonary disease which is prevalent among metal miners in certain districts , a large number of rock- dust samples have been collected , and have been examined in the Bureau's laboratories . The earlier work has been described in Bureau of Mines Technical Paper 105 , " Pulmonary disease among miners in the Joplin district , Missouri , and its relation to rock dust in mines " by A. J. Lanza and Edwin Higgins , 1915 , and in Bureau of Mines Bulletin 132 , " Siliceous dust in relation to pulmonary disease among miners in the Joplin district , Missouri , " by Edwin Higgins , A.J. Lanza , F.B.Laney , and Geo . S. Rice , 1919. The methods of collecting and examining dust samples have been greatly improved during the investigation , much valuable information having been made available by similar investigations conducted by the Miners ! Phthisis Prevention Committee , Union of South Africa . The latter are described in the " General report of the Miners ' Phthisis Prevention Committee , Johannesburg, Union of South Africa , 1916 " , and " Final report of the Miners ' Phthisis Prevention Committee , Johannesburg, Union of South Africa , 1919. " The investigations by the Bureau of Mines and the South African committee show that by prolonged inhalation of air containing minute particles of sharp and insoluble rock dust , the lungs retain sufficient dust particles to cause decided injury to the lung tissue , the injured lung becoming very susceptible to the development of tuberculosis .

May 1, 1920

By Oliver Bowles, J. E. Crawshow

A line of cordeau detonating fuse was placed in hole No. 2, no electric detonators being used in the hole. After 12 or 13 cases of 40 per cent nitro starch powder had been poured into the hole in loose form, it was found that a space of only 17 ft. remained for stemming. It was decided that space for an additional case of powder might be obtained by tamping the charge. The tamping was done with a heavy plunger, about 3 or 3 inches in diameter and 10 inches long, made of lead with an iron core with an iron eye in the top to which a 3/4 inch rope was attached, and weighing between 30 and 40 pounds. This weight was intended for use in sinking explosive in wet holes, and not for tamping. It is estimated that the tamping had continued at least 10 The quarry superintendent had gone a considerable distance for a box of powder, returned, and reached a point about 10 feet from the hole, minutes.

May 1, 1920

By L. C. IlsLey, E. J. Gleim

It is the firm belief of the Bureau's engineers that the introduction of electrical mining machines has done much to increase safety in mining as a whole . There can be no doubt but that the substitution of machine mining together with permissible powder for the method of " shooting from the solid " has been the means of saving the lives of many shot- firers . Machine mining also leaves the roof in a better condition as lighter charges of powder are required to bring down the coal . Thus the danger from falls of roof are lessened . It is recognized that every effort should be made to prevent all accidents due to the use of electrical machinery but it is felt that any action tending to limit the use of such machinery would be a backward rather than a forward step in the safety measures laid out to decrease the hazards in coal mining .

May 1, 1920

By A. B. Hooker, Iilsley. L. C.

"Flame safety lamps have been used for about one hundred years in coal mines where a dangerous accumulation of explosive mine gas (methane) might occur and thus render the use of ordinary unprotected flame lamps dangerous. Flame safety lamps are not only used for illumination, but also for detecting the presence of dangerous percentages of methane mixed in the air of the mine.The safety of the lamp depends chiefly upon the cooling qualities ofThe safety of the lamp depends chiefly upon the cooling qualities of the wire gauze used to permit free circulation of the air through the lamp. If one enters a part of the mine where methane is present in the air, the methane enters the lamp and coming in contact with the wick flame is ignited and continues to burn within the gauze without igniting the methane surrounding the lamp. If the air within the mine is traveling at a velocity of several hundred feet per minute the burning gases may be driven through the gauze by the air current. If the gauzes are properly designed and of the proper material, these burning gases will be so cooled as they pass through the gauze that they will not cause an ignition of the gas surrounding the lamp. In order to test the effectiveness of a given safety lamp, tests are made in moving explosive mixtures of gas and air arranged to simulate mine conditions.The Bureau of Mines investigated many features relative to the safety of flame lamps and in 1915 established an official schedule known as Schedule 7 whereby flame lamps having certain prescribed qualifications would be approved as permissible for use in gaseous mines."

May 1, 1920

By A. R. Elliott

"In addition to the usual interpretation that is placed on the words ""thief"" and ""thieves"", the petroleum industry also uses these words when referring to an instrument that is used for taking samples of oil from a tank or reservoir. It is an abbreviation of the term ""thief-tube"". It is desirable in sampling volumes of oil in tanks or reservoirs to obtain samples at different intervals below the surface of the fluid, because of the variation in the character of the oil at different depths. It is for this purpose that the ""thief"" is used.The subject of oil thieves is probably as old as the oil industry itself. Opinions as to which is the most practical instrument for thieving oil in tanks, to obtain a true average sample, differ wherever oil is produced and is analyzed. Every district, and even many of the companies within the district, will have different appliances for ""grabbing"" oil samples. It is interesting to note in passing that though the thief has an apparently insignificant part in the handling of oil, yet the results depending on it are of paramount importance practically every branch of the transportation, refining, and marketing of petroleum. Determinations, particularly dependent on a representative sample, are made by the centrifuge, laboratory distillation tests, and the hydrometer.The purpose of this article is to discuss conditions found in the California fields. Only a general description of types of thieves and the methods of using them will be given. However, it is believed sufficient data are given to enable the reader to form his own opinion as to which of the devices is most practicable under the prevailing conditions. Thieves of all types have their good points, speaking broadly, and it is possible to get good results with any of them, provided they are operated according to instructions and with due care. In work of this kind the advantages or disadvantages reside in the person operating the instrument rather than in the instrument used."

Apr 1, 1920

By Van H. Manning

"Under the organic act establishing it, the Bureau of Mines is authorized to conduct investigations designed to improve health and safety conditions in the mineral industry and to promote efficient development and utilization of our mineral resources. The field of the Bureau's activity, therefore, begins with the commercial development of mineral deposits and ends with the production and utilization of the final marketable product.In order to serve more efficiently the various sections of the country, the Bureau has established, in addition to its main offices at Washington, D. C., eleven field experiment stations, three field offices and several mine rescue cars and mina rescue stations. These field branches are so distributed as to cover most of the mining districts of this country, including Alaska. The field service in general deals with specific experimental problems, cooperative work with non-governmental institutions, and mina rescue work, while the Washington office is the administrative head and is responsible for the distribution of general information, the chiefs of the technical and administrative divisions of the Bureau being stationed there.The Bureau is prohibited by law from doing work exclusively for the benefit of any private company or individual. Generally speaking, the Bureau does no assaying, ore testing, or similar service work for the benefit of private companies or individuals. In response to requests for work of this sort a list of assay and ore testing laboratories is supplied. In referring inquiries to com-mercial laboratories or consulting engineers, care is taken to mention several names so as to avoid designating any one establishment or engineer."

Apr 1, 1920

By Oliver Bowles

"Properties and Uses.Iceland spar is a name given to a pure crystallized form of calcite (CaCo3) which is sufficiently transparent and free of defects to be used in the manufacture of optical instruments. While the actual requirements are small, the degree of purity and physical perfection demanded renders it somewhat difficult to obtain suitable material.The properties of value in Iceland spar are its transparency combined with double refraction. It is used in the manufacture of polarizing microscopes, saccharimeters, colorimeters and photometers. Its most important use is in the manufacture of Nicol prisms, which constitute an essential part of every polarizing microscope. The principle governing the construction of the Nicol prism is as follows:Ordinary light in passing through a crystal of calcite is resolved into two rays of plane polarized light vibrating in planes at right angles to each other and having different indices of refraction. Thus the two rays follow different paths through the crystal. The prism of Iceland spar is cut diagonally and cemented together again with a transparent cement having an index of refraction intermediate between the two rays passing through the prism. Canada balsam is employed for this purpose. The prism is cut at such an angle that the ray having the greatest index of refraction meets the surface of the balsam at an angle greater than the angle of total reflection, and it is thus deflected to the side of the prism, while the second ray passes through. Thus one of the rays is eliminated and polarized light vibrating in a single plane is obtained."

Apr 1, 1920

By J. W. Thompson

"The Republic of Colombia on December 30, 1919, enacted a new petroleum law. The Act is expressly limited to mineral oil, natural gas, bitumen, wax and fossilized resin and to asphalt intended for export.The law is not only intended to encourage local investors, but to attract foreign capitalists for oil development. Provision is made for a special edition ion of the law in such languages as the Government may deem necessary to give it extensive circulation within the country and abroad. The published editions must contain the provisions of the law relating to alienship and naturalization.All public lands, or what are termed unclaimed lands, are open to flee prospecting for the purpose of discovering the deposits named in the law, A prospector must obtain from the Government a, license which binds him to deliver to the Government topographic plans of the lands prospected, together with reports of their prospective yielding capacity. This license does not vest the li¬censee with any preferential right for contracting or leasing and may be drawn by the Government at any time.If a discovery is made by a licensee of any of the deposits named and he desires to exploit the same, he must present a memorial or application to the Ministry of Public Works, stating:- (a) the location and municipal district in which deposit beds are found; (b) boundaries of the zone of exploitation, which shall not be more than 5,000 or less than 1,000 hectares; (c) the names and nationality of all persons for whom the lease is sought and the action and time within which,they propose to make the exploitation; (d) the name of the corporation and its legal representatives with their residences; (e) if an alien, he must state his willingness to comply with the law relative to alienship and naturalization; (f) agreement to abide by all of the provieions of the law with regard to Government supervision, payment of taxes, rate of lease and causes of forfeiture; (g) the rate of rent or royalty that the applicant offers to pay, together with any other circumstances that may make the proposed lease advantageous to the Nation."

Apr 1, 1920

By Robert J. Anderson

"Introductory Statement.In founding any kind of castings, even with the best practice, scrap castings are produced because of rejections for certain defects. Casting los¬ses are a serious source of financial loss in iron and steel foundry practice as well as, in brass and bronze, but they are particularly serious in aluminum foundry work because of the high value of aluminum. The indications are that in many aluminum foundries in the United States, the casting losses are at times high, and in some plants they are entirely too high when compared with average practice. Of course, defective castings have a residual value for remelting, but if much machine work has been done on a casting before it is scraped, the labor costs alone may exceed the value of the metal and even that of the rough casting.In a foundry, the monetary losses incurred through the production of waster castings can be ascertained from calculations based upon adequate scrap-loss reports. Such reports, when properly kept and interpreted are a valuable aid in finding foundry costs, but they are primarily useful in diagnosing the causes for casting losses. Many aluminum foundries in the United States do not keep adequate records of strap losses; as a result the causes for defective castings can not be traced, nor preventative measures adopted. However, some of the large aluminum foundries keep excellent records, and it has been found that these involve little extra expense for clerical work. If a foundry man will study his daily production of defective and waster castings, he will be able to trace the causes or losses and then make such corrections in his plant practice as will effect a considerable reduction in these losses -- as much as 50.0 per tent in some foundries. If all the present casting losses of the United States could be reduced 50.0 per cent, by eliminating only the readily preventable defectives, a saving of several million dollars would accrue. In the aluminum-foundry industry alone, the saving would amount to about $600,000."

Apr 1, 1920

By T. T. Read

"Education is the one thing which is unanimously regarded as valuable. The growing complexity of modern life, with its intricate organization, the manifold kinds of mechanical equipment that are used, and the constantly growing, necessity for the speedy and accurate interchange of information and ideas, make education an asset that constantly increases in value. The number of things that may profitably be known has grown so large that the field of education has been divided, and attention is often directed to only those things that are most immediately valuable. Modern educational facilities are often directed to what may be called corrective, work; the, providing of people with information that they teed in the conduct of their daily lives, but which for various reasons they have not previously had facilities for acquiring. The value of special education in the industrial world has been so thoroughly demonstrated that far-seeing managers of mining enterprises are always interested in the educational facilities existing in the community where their work is carried on.The educational facilities of a modern community may be classified in several ways. They may be divided into;1. Facilities for general education, for the purpose of increasing the whole field of knowledge of the student.2. Facilities for special education, which are intended to remedy a specific defect, or to give proficiency in some special field. This may be divided as follows;a. Training for work, intended to fit an employee to adequately perform the task assigned to him, this ranges from brief instruction by a foreman or fellow-worker up to definite training courses in which the employee dose nothing but study for a period of several weeks or months, being paid during this period a wage that may range from a nominal amount up to practically full time salary. The student's educational preparation may already be fairly advanced. Some of the manufacturers of electric machinery maintain, a school similar to that just described for graduates of engineering colleges. In other cases the only pre-requisite may be a common school education, as in the schools for operators, maintained by the telephone companies."

Apr 1, 1920

By Thomas Varley

"Concentration, ore-dressing, or the dressing of minerals are common terms used in metallurgy and indicate processes of separating valuable minerals from worthless gangue. It is understood, of course, that the products from such processes, being separated from the various minerals and gangue, are ready for commercial sale or for further treatment by smelters and refineries.Gravity concentration takes advantage of the difference in specific gravity of the various constituent minerals and gangue of waste material in the ore. The two most common forms of concentration by this means are jigging and table concentration. Jigs usually are used in the separation of relatively coarse material and the tables for the finer material, the line of division in general being about 20 mesh.There are mar factors to be considered .before a decision can be made as to what method would be best adapted to the successful treatment of an ore and only by careful experiments can this be determined. Among the important factors to be considered are. The nature of the minerals present, their physical and chemical relations to the gangue material, and the gangue material itself. Perhaps the most important is the number of minerals present and their relation to each other.Metals exist in ores in three principal forms -- sulphides, oxides or carbonates, and native. Concentration by gravity methods is in general best suited to sulphide ores, although in some places considerable success has, been obtained in the concentration of oxide ores by gravity methods."

Apr 1, 1920

By F. J. Bailey

"In the fall of 1919, the U.S. Bureau of Mines began an inquiry as to the possibility of utilizing airplanes in conjunction with its rescue work, for quickly transporting engineers and oxygen rescue-apparatus to mine disasters.It was realised that this proposed use of airplanes has serious limitations, and if it were feasible, that the Bureau would have to rely on the cooperation of the established aviation fields of the U. S. Air Service for furnishing airplane service. Therefore Van. H. Manning, Director of the Bureau of Mines, under date of October 28, 1919, wrote the Director of Air Service outlining the rescue and first aid organization of the Bureau, the location of headquarters of district engineers, the distribution of safety cars and stations, and other essential details, and asking whether the Air Service could cooperate with the Bureau in the event of serious mine disasters. Major-General Charles T. Menoher, Director of Air Service, responded that the Air Service would be glad to cooperate insofar as possible, and designated those Air Service stations nearest the district engineers' headquarters, which might be best able to assist.The Bureau of Mines has ten mine rescue cars and eight mine safety stations distributed throughout the mining regions of the United States. The cars are each equipped with sets of oxygen mine-rescue breathing-apparatus and first-aid supplies. The car personnel consists of a mining engineer, surgeon, foreman, first-aid miner, clerk and cook. A foreman miner is in charge of each station and at five of the eight stations are mine safety trucks. The work of the cars and stations is two-fold; (1) Assisting in rescue and recovery work at mine disasters, and (2) training miners in mine rescue and first-aid methods, and in investigations looking to prevention of mine accidents. The country is divided into nine safety districts, with nine district engineers in charge."

Apr 1, 1920

By Earl W. Waay

"Since the beginning of the petroleum industry in 1839, up to within two or three years ago, these has been a dearch of engineers who have had the fundamental technical training also sufficient practical experience so that they could compete with practical men. Need for Technical Investigations in Industry: As in the early stages of the mining industry, the petroleum industry has been rather slow in realizing the need for technical assistance and investigators in the development and production of oil lands. The rapid increase in consumption, however, during the past few years has accentuated this need more than anything else could have done. When it is realized that our production cannot longer keep pace with the demand, it is easily understood why it is imperative that be instituted which will tend to conserve and prolong the supply of oil from the fields now known. It is interesting to note from preliminary production figure given cut by the U. S. Geological Survey, for the year 1919, that the United States produced about 430,000,000 barrels, an increase of 22,000,000 or 6 per cent over 1918 production and also there was imported, chiefly from Mexico, a little over 52,000,000 barrels, making a total of 430,000,000 barrels, to satisfy the trade demand in the United States of which almost 6,000,000 barrels was exported. Stocks were not materially increased.Other significant facts regarding our petroleum industry, are that just recently the U. S. Shipping Board in soliciting bids for 24,000,000 barrels of fad oil to meet prospective needs, received bids for only 1,500,000 barrels at prizes ranging from 75 to 90 per cent higher than was paid last year. One large company on the Pacific Coast has stopped its export trade, and has notified consumers,of gas-engine distillate that they will no longer make deliveries of this product. This will materially affect the farmer, in many instances, through his use of the truck and tractor."

Apr 1, 1920

By Arthur L. Murray

"During recent months much criticism as to the efficiency of mine labor has been heard from various, sections of the country. No doubt much of this criticism has been well founded. The present lack of efficiency and of stability is due primarily to a spirit of restlessness and partial irresponsibility engendered during the transition from war conditions to peace time conditions. This spirit or unrest not only among the laboring classes but in every branch of the human family following a period of intense nervous tension in a nation appears to be a natural sequence of war and beyond the control of man. This condition will gradually disappear, and the majority of our people will again assume their natural order of living, but labor will for a considerable period be sensitive to these influences, whether they be exerted for good or for evil. Employers of labor should take cognizance of this fact and bend every effort towards the development of measures that promote efficiency and permanence of the working force.Labor efficiency depends upon many and varied factors. Some of these factors as applied to mine labor are briefly enumerated in the following paragraph:Selection and Placement of Manpower:In the selection of men the two main considerations are physical ability and adaptability. The laws of mechanics should be applied in the selection of men as in the selection of machinery. If a machine is required for a certain class of work, the type of machine known to be mechanically fit for such work is selected. Likewise, men should be selected with regard to their physical and temperamental fitness for the kind of work expected of them."

Apr 1, 1920

By F. B. Tough

"INTRODUCTION Organizations formed for the purpose of conducting conservation work in oil fields, in order to conserve and prolong the supply of crude petroleum are rare and novel. Such an organization is the Rocky Mountain Petroleum Association, Denver, Colo, As our production of petroleum can no longer keep with the consumption, the plan of organization, character of work, and results obtained by this association are well worth considering. It is hoped that the results achieved in the Wyoming fields will serve to stimulate similar organizations among operators in the state or other oil fields of the United States, The Rocky Mountain Petroleum Association, Danvers Colo., was formed in May, 1919. It comprises the Midwest Refining Co,. The Ohio Oil Co., and the Continental Oil Co. These three companies entered into a cooperative agree¬ment with the Federal Bureau of Mines whereby $30,000 would be spent under the direction of the bureau, which agreed to furnish competent men, and to furnish the work and expenditure of funds. Although the financial burden for the first year's work, now drawing o a close, was carried by only three companies, they stipulated their desire that the benefit of the work should accrue to the industry, and that the personnel employed should be as zealous to assist one operator as another, without regard to whether ha was contributing to the support of the work or not."

Apr 1, 1920

By H. H. Stoek

It would permit coal mines to operate continuously instead of intermittently . Intermittent operation increases the cost per ton for mining , and makes the yearly return to labor low . These conditions contribute to serious instability and unrest in one of the fundamental industries of the country and this can be changed only by coal buyers doing their part to insure steady work . The railroads are now required to transport the maximum amount of coal during the winter months when traffic is most interfered with by bad weather and when the maximum amount of coal is used by the railroads to handle other coal . The railroads now use nearly 30 per cent of the total output of coal . About one- third of their freight traffic is hauling coal , so that economy of fuel used by the railroads will produce a considerable gross saving .

Apr 1, 1920

By James R. Jones

"The General Leasing Law, which provides for the leasing of deposits of coal, oil, oil shale, gas, phosphate, and sodium in public lands, was approved February 25, 1920.One of the outstanding features of this legislation is the fact that it opens for prospecting and exploitation lands and deposits which have been withdrawn from public use, some of them for several years, pending enactment of legislation better fitted to control the mining and utilization of the particular mineral deposits referred to. These lands are not only made available to the public, but they are opened up under a system which defines better than was ever done in the pas the rights which may be acquired under it.The oil operator, for example, under this legislation will know definitely the extent of the rights he has acquired, as well as the legal conditions under which his expensive drilling and other work of exploration are to be conducted. No longer will he be harassed by the possibility that while he is spending his capital in drilling operations in an effort to make a discovery of oil, his legal rights be contested, in which event the superiority of his claim can only be upheld -- if at all -- after long and expensive litigation. By the same token the coal operator will now be free from the embarrassing restrictions of the old coal-land laws respecting the amount of such land which may be purchased by one person.At the same time that these advantages are being enjoyed by the operators, the public will be guarded against wasteful methods of drilling and mining the oil and gas, and coal deposits, and the other mineral substances enumerated in the act, to the end that these products of Nature, which can not be replaced, may be utilized with a minimum of loss."

Mar 1, 1920